Definitely consult a lawyer, her being scared financially is going to translate into $$$$ in her pocket probably. But that all depends on the law in your state.
Stay calm when you talk to her, if you go to MC, stay calm and be fair and listen too.
H 34 W 29 BD 3/12/18 Divorce Busted Spring 19
It is not things that bother us, but the stories we tell ourselves about things.