Bo, For sure run things by your L but I'm really questioning the don't rock the boat part. You need to protect yourself and your finances. The only thing that matters is the bills get paid, doesn't matter from what account or how. The fitbit is probably just the beginning. Recent weeks spending in my sitch has gone crazy with hair extensions, thousands of dollars of new clothes etc. If I still had a joint account i'm sure it would be worse. W is draining her account on useless crap every two weeks.