Yeah, the text message thing was probably typical BS to shift blame.

If you feel like you simply have to acknowledge receipt of a payment for documentation, then make it as businessy and impersonal as possible. I also suggest email instead of text.

"Received your transfer of $14.99 on 11/01/2018. It was applied towards the $188.54 Visa bill for the month of November 2018."

Don't engage in anything more than that. He could very well say ”Happy New Year” or "Thanks, I hope you're doing good." My XW tried that, but in my mind my return address was always no-reply@joe2017.com.

The only non-business message I was ever interested in responding to was a full and sincere apology with real remorse and no expectations attached.


Save yourself. Nobody is coming!
BD:11/2017
Filed:12/2017
Final: 2/2018