((exquisitetobe)) - Slow down a bit. There's a fair usage of the word "might" in all this. There is an chance that he's just panicking over something that will never happen.
It is good that this has prompted you to give some thought to your future. Suddenly having a safety net pulled away can be difficult to deal with.
You have your kids and family around you who will make sure you are fine. My own mother was in a similar situation and my brothers and I got her set up in a nice apartment and made sure things were taken care of. Even though we lost her at 64, she had a comfortable few years of retirement before that.
I am surprised that you are still on his benefits and insurance although I do carry a policy with my own ex as a beneficiary.
You may want to talk to your bank about sitting down with a financial planner to go over things. Yes, your retirement won't be as comfortable and secure as you might want - although perhaps a handsome, rich and kind man will bump his shopping cart in to your's - but you can't count on that any more than you can on the lottery.
No matter what though, I am sure that you will be fine. You are a smart woman who is careful with her finances and aware of her budget. You are still young and have time in front of you to plan your path in to retirement. You likely have a few years as well before anything to do with your ex-husband will be pulled as well.
{((exquisitetobe))}
On BD H52, W50 T27, M26 S21, D23 BD-9-Mar-16 D-15-Jan-18 Final-19-Apr-18 I am a storyteller. The story may do you no good. But a story is never for the listener. It is always for the one who tells
