I just had my first ugly exchange with XW. We are splitting our accounts. She accused me of paying off bills early so that they would come out of our joint account before we split the checking account. I through every week or two and pay whatever has come. I guess she always waited until the last second to pay the bills. That doesn't work for me because I tend to get overdue payments. She got rude. I told her that wasn't my intention. I told her that if this was going to work out, then she needed to show more respect for me. She got huffy. It's probably good to see the ugly side of her.