Still here. Still not detached... (Part 3)

[Chris73]

Need some advice.

Back in January, my ex decided that she wanted to keep her engagement ring and took it with her when she moved out. I, in turn, removed the ring from our homeowner's insurance policy and never gave it a second thought.

Today she calls, frantic because the ring is lost and she wanted to make sure it was still insured. When I told her that I had removed it from the policy she freaked out and started crying. Obviously she was upset at the stress of losing the ring, but she started to get angry with me because I never told her that I'd removed it from the policy.

It's true that I didn't tell her. Honestly, it didn't even occur to me. I figured now that she has the ring in her possession it's on her to get it insured.

But now I feel like a jerk. I stayed calm and apologized. I told her, "I understand you're upset about losing the ring. Is there anything I can do to help?" She said no.

So I guess the advice I need is how to follow up with her on this. Even two years after our separation, it hurts my heart tremendously when she's upset. And my nice guy tendencies are making me feel guilty about it.

I don't want to start up an unnecessary confrontation by telling her that she should have insured it herself and that I shouldn't have to feel guilty about it. But I mean, after all, she's had 11 months to do it...