Can I get some financial advice? (Maybe Vanilla is still lurking???)
At the end of May my W and I separated most of our finances and bills, creating separate bank accounts and placing a sum of money from our joint account in them in order to get started. The rest of the joint accounts is still there but neither of us has touched it since then (I have alerts just in case.) We are also currently 50/50 splitting our phone bill and gym membership just because it saves a bit a money.
The other big thing we have outstanding is our mortgage payment on the house which I am living in. That is currently still being drafted out of our joint accounts. My thinking on that was that she lived in the house from April-July (4 months) and the mortgage was coming out of our joint accounts so it was only fair for me to live in the house for 4 months (Aug-Dec) with the money coming from our joint account. She is now renting an apartment out of her own money. The joint account will clearly be split at a certain percentage between us (maybe 50/50, although 70/30 would be a fairer distribution given how much more I put in) so if I keep drafting the mortgage from there it will be coming out her money as well.
My thought is to stop that and start drafting from my personal account. The mortgage is in both of our names. I really just want to separate out everything (mortgage, phone, gym) so that we don't have any joint payments any more. Obviously we (or mediators or lawyers) will need to negotiate the split of the accounts and the mortgage when we reach that point, this is just an intermediary step. I just wonder if there are any unforeseen consequences that I may be overlooking. I know that I would be paying more into the house, but that also just feels right since I am the only one using it. I also know that people will say to beware because the WW (or WH) will screw you over at every turn, but the actions of this WW have been consistent even post-BD and I am honestly not worried about that aspect at all. It's not about the money for either one of us.
Last edited by job; 11/16/1802:34 PM. Reason: added link to new thread
W 34 Me 42 Married 7 years together 8 0 kids 1 beloved dog BD 4/6/2018 I moved out 4/7/2018 I moved back in alone 8/05/2018 I file 3/06/2019 D official 5/7/2019
