Thanks for your sage advice and support for my caution and go slow approach
Of course I appreciate all the advice
The contradictory advice is often the most illuminating
Because it show me there are many options
Yes that I have options and power and license
Gordie 40s W 40s M20+ kids 2016 BD W fantasy affair w OM1 I do everything wrong 2017 I start to DB W says TLTL files for D PA w OM2 2018 I do LRT W drops filing and OM2 situation slowly improving