It sounds like you've been doing a lot of thinking and the way you handled the call back and then the follow up call with a thank you to H, sounded great!!
It got some results and no outright conflict or negativity. Then you were able to move on and feel good.
It would seem H was responsive!!...got the message not to take advantage(at least in this circumstance) and will probably think twice next time he goes to do it again.
Timing is important, I agree. But as we avoidance seekers know we can use THAT card until the cows come home. There is a difference between choosing our timing and just letting it go by because it feels more comfortable, AT THE MOMENT. Sometimes we need to bite the bullit and do the deed. I know you had pre-planned to talk with H about the insurance money issue( A good thing) and then to not do it because the convo was going good, which was a sort of "judgement call".
And down right forgetting does happen...we are all human and subject to distraction. But I am really glad you took a second look at what you did. Because I do know how easy avoidance can disguise itself as something else.
I won't wade in on the PMS vs PMA. Suffice it to say, I definitely notice it too!
PMA can be difficult to maintain on a good day, let alone when working with PMS!! Being aware is vital. Aware of your physical feelings and mental state, ever changing as that may be, too.
As I said even on a good day, A tall order to fill!!