Nobody is giving you demerits. We try to give you other perspectives.
For instance, you mention the "balance of the universe". That sounds fantastical. That might be the way things work in the fantasy realm of the games you play, or the books you read, or the movie you watch. But in reality that isn't the way it works. The rich get richer. Some people act like scumbags and skate through life. George Burns smoked cigars for most of his 100 years. Most people will tell you that you are lucky to live to 70 by smoking. Yet I've known people that never smoked a day in their life that died of cancer at 45. There is no justice and balance to a natural universe that has randomness within the laws that govern it.
Farther along we'll know all about it. For now we just have to accept that this is the way it is. Or we'll have a very miserable existence.
M(53), W(54),D(19) M-23, T-25 Bomb Drop - Dec.23, 2017 Ring and Piecing since March 2018