Sorry about your sitch. But I'm not sure that I buy into the finances being the cause for your LDH's behavior. I know they cause a lot of stress for both of you, but we've never had any serious financial problems and it never made any difference.
I've heard every excuse under the sun. So many that it makes me not care (for a little while anyway). I guess every SSHD can relate to that.
I guess what I'm saying is that if it wasn't the finances, it would probably be something else. And what makes it worse is that your H starts reading something that would really help you both (SSM) but doesn't see it's importance or care enough to keep going. I have the same thing.
Sorry for you. Sorry for me. Sorry there has to be a SSM community.