So my parents think I should push to split our joint accounts entirely. A goox friend suggested just creating new separate accounts for separate expenses going forward and taking a fixed amount of our joint accounts and leave the rest. The fixed amount would be so that we could cover initial expenses especially for my W. I dont think I need to kick her off my credit cards as she already isn't using them.

The key to me is framing this as giving her more freedom from me, not me trying to control her. Right now I can see what she is spending and that is not healthy for either of us.

Thoughts?

W 34 Me 42
Married 7 years together 8
0 kids 1 beloved dog
BD 4/6/2018
I moved out 4/7/2018
I moved back in alone 8/05/2018
I file 3/06/2019
D official 5/7/2019