I think the word "disgust" best describes my feelings toward my XW. My negative emotions toward her are largely because of what the divorce has done to my sons. They have to jump between home and her house and it was all so she can have an OM that will never leave his own wife. That's truly disgusting.
I'd imagine you'll remain in limbo as long as you're not divorced. I wonder if there are any long-term repercussions of not being divorced. If you're wife goes deeply into debt, will it cause you any issues?