I am trying to just keep the finance problem/ concerns in context and not blowout of proportion or ignore it. Thus separate finances appear the prudent option right now so I consulted a attorney regarding separation. I was advised I am entitled to take 1/2 of Savings and also okay with me opening up Checking account to put any of future paychecks in. I would need check with H to find out about if legal separation agreement done if his employer will allow Hkeep me on insurance while separated . If divorced by Dec 2018 then alimony is taxable for me H he can deduct off his taxes. If he plans on establishing residency in Other stage Hcan file for divorce by June. Any and all debt incurred by either party while married both people are responsible for so the Cc bills he is charging is a mute point. The biggest protection by me filing a complaint for divorce is freezing of marital assets from the date filed so neither party can no longer take out of accounts. As for the house there is about 60,000 in equity so if either person wanted to keep One of us would owe 30,000 to other person or we could sell and split proceeds as for 401k and pension that would be divided equally. As for autos a fair division agreed upon. The attorney advises the longer I wait to file the greater risk I have in losing finances and proving he spent money outside of marriage that was above reasonable. I have not spoken to H in person or by phone since 2/13 so I thought I send a email stating I know you said it was okay with you if we talked via phone just wondering what your intentions are for the future of our relationship. If your not 100% sure would you want to share your thoughts with me? I do care and I am here to listen. As I am not sure if I am to still not engage. Heart and financial logic are too much to handle and fearful of doing the wrong thing. Any advise?
