Ok cool,, thanks guys. I didn't think I was too far off. The kids rooms are still intact as they were when the W left. She went out and bought new stuff for their rooms in her apartment.
I think she we will work with me but I am going to need to get creative. I have enough money in the 401 to cover but she wants cash on hand to pay off debt and to have some money in the bank.
My mortgage guy is checking with the title company to see if her name is on the loan if it is I think the only way to get her off of the loan is to refi. If I have to go that route maybe I can get around refi-ing all of her portion of the equity.
I was fine going to an apartment until yesterday. It was a beautiful day outside and after we got home from church the girls went outside and played with the neighbors all afternoon. They rode bikes to the park and it just reminded me of how it would really stink if we had to move. They still call our house their home and they refer to the W's apartment as such.
If she won't budge and I have to refi half the amount it is really going to be a struggle.
