File for D because it is the best for you. And as your L advises.

In some sitches early filing is vital and in others in makes no difference.

To your future and those of your kids.

Cards, chest close any order.

You are no longer a couple, it's your interests that determine your future. A wayward like the G can play games with D filing, and you can lose control.

Extreme self care includes paying the bills and having money in retirement.

Just saying

V


Freedom is just another word for nothing left to loose.
V 64, WAW