Ok all you D experts......I need to refi my house and give her half the equity. Does it matter when I do it? Is there any reason to delay the process? The D won't be finalized until April.
I thought about giving her more of the 401 but she wants cash on hand and I think if she took out cash from the 401 before it got transferred she wouldn't have to pay the 10% penalty but would still have to pay 20% in taxes which I would have to compensate her for since she wouldn't get taxed on her equity proceeds.
