J,

Yeah but it gets easier. The first time a got a document from my lawyer I got this sinking feeling in my stomach. Now when I do I am like yes I hope this is over.

You are through the worst of it. I still have to tell my kids. That will be the worst part.

About 5-10 newbies this week. How would you like to start over again?

Closing on my refinance tomorrow. Things are starting to look up!

Take care my friend!