Just a simple validation is OK, although you are on the right lines
'W it must be troubling that you have fin difficulties and I am confident that you can find a way to resolve it."
Neatly wraps it up.
However what you want to say
"Are you mad? Why would I fund your crazy loco lifestyle? Bankroll your nuts decisions? Go put your head back up your Jacksie. Hahaha reality bites! It's Karma and she is a bitch."
But I wouldn't go that route although it would be fun to write it out.
V
Freedom is just another word for nothing left to loose. V 64, WAW