Overall you seem to be doing well. I have one observstion and that is about you holding back on discussing the insurance. It's nice gesture. Actually it is s Nice Guy trait.

In general I am a believer in doing the "nice" thing as a good way yo live. Hard core people hear will say (and correctly) that she should reap what she sows. Some guys have had their W come back because they didn't protect them financially. They stopped paying regardless of her situation. It wasn't their problem.

I haven't followed your story in depthly so I cannot offer a clear opinion on what is best. I hear you about not wanting the kids to suffer or miss out due to W not having money. That is commendable. I probably would stop the insurance and if possible divert that money to benefit the kids.

Best wishes


R 25 years
M 14 years
S11 & S13
Working on it alone since Oct 2014
M in trouble a lot earlier (~2 years)
Feb 2016. 1st R chat in a yr.
Next R chat Aug'17
Still together