Yeh it definitely changes things. Right now it looks all loosey-goosey and you're just going along. I think it's time for some action.
If you can't physically separate, and there is a real possibility of an OM - you need to DB hard. Otherwise, she will keep eating cake and you're going to be miserable and in limbo. Best example of someone who did this - TxHubby. Have you read his sitch?
