Not sure what else to do

[Jmstl]

So, I did not want to initiate contact with her, but I had to message her this morning and ask when she would put the credit card in her name only. She said she did not intend to do that. She intended to just pay it off and close it (Which, imo would be dumb, because that would hurt her credit).

She then followed that up with an email saying she would make regular payments on the loans (uh...we said we were paying them off) and the CC, which were her responsibility.

I am so glad I have 1/2 of the money straight to me. If she is not going to pay her half, and just make regular payments, then I am not going to pay anything as they are her responsibility. But I do NOT like that my name will be on these loans and the CC. As long as she pays it regularly, it would be good for my credit, but I would rather have worse credit, than take the risk.

My half of the loan payment is reciprocal, imo. I agreed to do it, and if she sticks to her word I will pay half. But I sure as hell am not going to pay half the loans off, then not have her pay half. That would just be shooting myself in the foot financially.