Yes, I could see that delaying progress. When mine was doing nothing I mistook it for him having doubts. When he didn't seem to want the divorce or agreement, I too took that as doubts. I think it is just paralysis.
I know that I need to move forward and my kids need me to do so. I think you are coming to that point. Stop focusing on the other stuff. You can't worry or change it away. It will be what it will be. Take the active steps you can take today to improve your situation and leave the tea leaves to another day when you are better able to handle the tea.
