I did encourage her one more time to finally open her own bank account. I did this for three reasons:

a) she really DOES need to have one for herself
b) it was something she said it would empower her and the MC said of the four things she listed that one is the easiest to do
c) it confronted MY fear that she is only staying now because she feels trapped. Now that she has an account the longer she stays the more relaxed I will feel