Hi AtP - pleased for you WRT the house offer and hope all goes smoothly.
As to whether you legally S or file for D, it's up to you. From all that you post I wonder whether you would be ready to file for D? If legal S can work for you guys you may want to go for that in the first instance.
Whatever you decide, it's important to have clarity on some key areas - financials, children etc..before you guys physically S.
Sounds like a door will be closing for you....but another one opening too....:-)
T 13 M 7 Me 48 H 46 SS 15 BD 7.14 PA D final 5.16 (H filed)
We receive & we lose, and must try to achieve gratitude & embrace with whole hearts whatever of life that remains after the losses - Dubus