No advice from me on the money situation Surfer. We're still doing the joint accounts thing, but I'm going to start to tighten down our spending in the next few days. (cut back on our TV channels, rework our budget to be closer to what we can spend when S, etc.) W continues to spend, similar to yours, at a pace which isn't sustainable when we are S.
I'm finding myself, similar to you, wanting to get some definition around which money is hers and which is mine. That way she can see that her spending is not sustainable as she whittles away at what she has. AP may be right in that it's a wakeup call to her when she sees her assets disappearing more quickly than they are being replenished.
I'm guessing the sunset clause AP is referring to means that the agreement is in place until x date. At x date it is null and void and another agreement needs to be put in place. Pretty much just a temporary thing.
Hang in there Surfer!
Me39 M11 : T13 D9 BD 5/31/16 In House S until 6/21/17 Divorced 10/5/18