Sorry you are going through all of this stuff, Zeus. You are keeping quite the PMA, though.
As far as the house...... I'm in the process of buying too, I'm shocked I got pre approved, even with my past short sale still lingering from the divorce. Anyways, when my dad and I were bouncing around ideas, we did come up with a possible one if I didn't get approved.
What if your dad bought you a house now, you rented from him, then when your credit shapes up, you can buy the house from him and you will get the tax benefit from being a homeowner?
smart kids you got there. I can't understand chess for the life of me and I stink at connect 4.