Painter, you hit the nail on the head, he is admittedly afraid of being alone and admittedly needy. Thanks for the helpful real estate advice. I'm very confused as to what to do, because my numbers aren't looking as I hoped. First, my dad pushed me not to go beyond a certain amount, now he is saying I need to do it because of tax credits and my ability to take more take home pay. I'm honestly confused and need to marinate on it. The good news is I am preapproved even with my not stellar credit score because I make a decent salary and have 401k and IRA.
It's the same with WH. He made sure to replace me before he took the risk of breaking up.
When you have a mortgage, your get a tax deduction for the interest you pay (could be up to a certain amount). A banker or an accountant will be able to do the math for you and show you how much that tax deduction will lower your withholdings and increase your take home pay. If you hit the right bracket, it could be very beneficial and offset your mortgage payments quite a bit.
M 16 yrs, WH62, P54 3 adult blended kids EA 11/13, BD1 6/14 PA fall 14, BD2 2/15 Piecing 2015, BD3 12/15 Separated 4/16 WH moved OW in 5/16 Divorced 6/15/17