cheesyt-- what do you mean by "how to wrap your head around all this will or may lead to R?" I don't understand.

JRuss-- I think your IC (very gently) encourages D for you, right? What do the MWD phone coaches say?

Me: 50, MLC/WW 45
Young kids
Nov 2015: BD1
Apr 2016: BD2
Jan 2017: W filed
Feb 2017: D final