Newbie - my story

[maybs]

I can afford it. The only problem with refinancing is that I just started a new job this month. to have the "work experience" banks look for when you get a mortgage you have to have your job for (usually) at least 2 years. So I'm think about asking for a deferred sale for 24 months and at that point we can either sell and I'll move or I will refinance into my name and buy her out of her half of the down payment. At this point I don't even care if she pays half of the mortgage for that amount of time AS LONG AS there's a written portion of our agreement that states when we do sell it we get a proportion of the profit equal to our individual investment.