Okay, I did it again ... dang cell phones!

How do I do what is best for my D and for me when her H seems to big a part of H's issues about rebuilding here?

Obviously I want what is best for both of us.

Me: 59 and holding
H: :53
Me: 1 S, 1 D, both grown
M: 19
T: 23
BD: 9-23-2013