I have managed to find a much cheaper source of hone appliances. Breathing more easily as the savings can be more than 1k!
Visiting a contractor's project to see the quality of work. I am hoping that I will be able to decide on one soon and finalise things. This will be one big load off my mind, until the remodelling starts.
Have more or less decided on where to get my furniture. Will get furniture for the main rooms first and thdn add on slowly.
Meeting a friend for lunch and doing some moe furniture browsing.
Have sorted out my issues of cash flow and things should be working out.
House is cleaner. Laundry is almost done.
But damn it, I have been letting work slide. I have better get done to it before I get bitten in the a$$.
You can call me Dory/ Grl.
As a wise fish once sang,"Just keep swimming!"
It's no use to go back to yesterday because I was a different person then.
I wish I had taken a financial course in school. I am great with broad strokes but terrible at details. And now all the numbers involved in the new flat, saving for retirement, saving for emergency funds and cash flow for daily expenses are giving me a big headache.
I guess I have always been rather careless with money. One silver lining of the D is that I have been forced to be more deliberate in my spending and saving.
Goal now is to whittle down my mortgage without compromising cash flow and saving. Enough numbers for the day.
You can call me Dory/ Grl.
As a wise fish once sang,"Just keep swimming!"
It's no use to go back to yesterday because I was a different person then.
There are some really good free apps/websites out there that will gather your banking & credit card accounts in one place. You can use these apps to see where your money is going day-to-day, budgeting, etc. I've used a really well-known one for about six years and it's been incredibly helpful.
What do you feel you don't have a handle on?
Me42, H40 D12, S8, S7 A revealed: 7/13 Sep 4/14; Agreed to D 1/15
Hi Maybell, I realised that I may have taken too big a mortgage. I have no problems making monthly payments and should be able to have decent savings if I am disciplined.
What freaks me out is that I will have wiped out 100% of my retirement funds. I still have cash plus emergency funds but looking at the size of the mortgage, I will eventually have to downsize and/ or move to a cheaper area. I am planning to do that in about 8 to 10 years time.
You can call me Dory/ Grl.
As a wise fish once sang,"Just keep swimming!"
It's no use to go back to yesterday because I was a different person then.
