Hi Maybell, I realised that I may have taken too big a mortgage. I have no problems making monthly payments and should be able to have decent savings if I am disciplined.
What freaks me out is that I will have wiped out 100% of my retirement funds. I still have cash plus emergency funds but looking at the size of the mortgage, I will eventually have to downsize and/ or move to a cheaper area. I am planning to do that in about 8 to 10 years time.
You can call me Dory/ Grl.
As a wise fish once sang,"Just keep swimming!"
It's no use to go back to yesterday because I was a different person then.
