I wish I had taken a financial course in school. I am great with broad strokes but terrible at details. And now all the numbers involved in the new flat, saving for retirement, saving for emergency funds and cash flow for daily expenses are giving me a big headache.

I guess I have always been rather careless with money. One silver lining of the D is that I have been forced to be more deliberate in my spending and saving.

Goal now is to whittle down my mortgage without compromising cash flow and saving. Enough numbers for the day.

You can call me Dory/ Grl.

As a wise fish once sang,"Just keep swimming!"

It's no use to go back to yesterday because I was a different person then.