Jjb, I understand your stress. I have so many strands of white hair from the past year.
I realised that you have to fight the fear. Do a lot of homework online. Find out what it is that you need and how to get it. Maybe you can try asking the other dbers?
I wish I could help you but I have a totally different legal system here.
You can call me Dory/ Grl.
As a wise fish once sang,"Just keep swimming!"
It's no use to go back to yesterday because I was a different person then.