My full story is here here. The first two posts explain my situation.
My W and I are verbally separated. Her belongings are still in the house and she comes over daily (mornings after I've left to dress and evenings to see kids and do things in her office), but she leaves evenings to sleep at her brothers. Tomorrow she is taking S16 for his drivers test. I indicated Sunday, I will add him to insurance and remove her to keep the cost down. She had a few days earlier decided to remove me from her cell phone coverage (has not done so yet). She complained that she should be left on the policy as I am getting (to live in) the house (she would expect $ when it was sold but we just bought it 5 mos. ago so that's years away). Do I keep to my word and drop her but give a friendly reminder so she has time to get insurance? Wait 'til she drop me from phone coverage?
Next week, my nephew graduates from HS, and relatives are flying in to stay at W's brothers home thus displacing the bed shes been in the last 5 weeks. Since separated three times shes fanagled a way fro me to take the couch while she took our bed. (which I am paying $100 a month for). Earlier this week. I removed her pillow from it and she 'countered' by removing pictures from the walls and her bathroom items from the master. I am fully prepared to say I am sleeping in the bed. What else is a good thing to say?
Speeder, I don't have any experience to rely on when I answer this, my sitch never got to a physical separation, but I would think that a conversation needs to take place regarding the house and her coming to it. She left the family and moved out, I think clear boundaries need to be made about her visiting / staying over. I certainly would not move out of the MBR so she could stay there, and I don't even know how to answer the question about the insurance.
What would make you happiest, having your own cell phone acct., insurance, etc. or continue sharing these ties? I can tell you that when I was considering moving out, I planned on separating all my stuff so I could do it all at my pace, but that was what I thought I would want. You don't owe her anything, do what makes you happiest and let her figure out how she's going to deal with what you decide.
M - 9 1/2 years 5/5/16 - Bomb drop - 3 week EA 10/31/16 - We sold house 01/10/18 - D Finalized