Hi led, you got really great advice. I really learned a lot from hawho when my w was living downstairs. You mentioned wanting to confront your h on ow. I think my w was planning her move for some time as she to was also talking about getting an apartment but I confronted her about om and it made it worse. Somehow in her mind it made me the bad guy, she started telling me what a great person om was and how I didn't understand. It was like telling a teenager she couldn't date someone so that's exactly what she wanted to go do. Also even if you present him with a spreadsheet (not saying you shouldn't) I wouldn't expect him to understand or accept it. I'm glad your in control of your finances, I'm trying to clean up several messes w made before she left.