Thank you HaWho...I have so much to say to respond to you...we are married to the same man and I also am a talker and a reasoner...beat the horse till its dead and then some.
I will write more later or tomorrow...h should be home soon and D14 and D10 need me to help with homework.
Please check back tomorrow. I am going to be to the point. Hand him the spreadsheet, explain it matter of factly and then go to bed.
