Sorry you are here but it is a great place to be. I'm not an expert and have no experience with MLC but that's what this sounds like to me. Maybe some other members will chime in. If it is MLC, it can take a LONG time get through the storm based on what I have read. Get the book, read it and start following the process. Post often and ask for help when you need it.
Me: 48 y/o W: 47 y/o Together: > 20 yrs BD: Dec '15, then S 2nd BD: Mar '16, then I filed for D April '16: started piecing
