V - I am so sorry to hear about your financial struggles. It is no wonder you are having nightmares and struggling to sleep at night. It is enough to deal with the emotional stress of the M, but to be under stress from your employees and finances just adds another level. I hope things can turn around quickly for you. I will be thinking of you and keep you in my prayers.
M 44 H 46 M 20yrs T 25 yrs S15 S12
ILYBINILWY 7/18/15 Move to MBR 9/8/15 Physical Separation 10/10/15 Suspect A 8/2015 Confirm A 12/27/15 D filed by H 2/2/16
Hi lady V. Just adding my support Re the business , I think I asked before , is it cashflow or actual business that's the problem. I know it was cash flow but you had clients lining up not so long ago
I'm sure you could out business me any day of the week BUT with the stress you are under , could a trusted college be brought in o to advise
Again , I have no doubt you are an astute business person , just with the workload and stress from your personal sitch maybe a clearer head may help
Just my humble opinion and no offence intended Sis
On a different note , on reading of Glam Sis's arrival the other evening , I had a huge smile on my face so I can only imagine how delighted you were !!!
I am self employed with a staff of 9 that I have to pay so if my act isn't together I go under and at the moment I am going under fast.
WH cleaned me out and the bills are huge.
I barely get through sometimes just by a few pounds.
It is very very hard to be V. I haven't had any holidays for a year and rarely have a day off including Saturday or Sunday's.
V
Sounds like you need a good accountant to figure out how to re-organize your business to make money.
Oh wait - you are an accountant.
OK I will rephrase this sounds like my accountant. Is this all because of debt from wayward husband?
What can we do differently?
Yes Cadet WH withdrew all excess cash plus left me with debts and no working capital.
Because he was a director the police don't consider it theft. Plus he was back office and I was front, so I do all the client facing work. He left the records in a real mess and I am still sorting his entries. WH ranted so much when I investigated it was truly troublesome.
WH also claimed to be a qualified accountant, he in fact had none, his CV was dressed.
I am gradually turning it round, so actually not different more of.
In time it will resolve. It's just the work involved.
Plus I lost my confidence in me. I know what to do, it's just the heavy lifting involved.
I guess I also feel ashamed of me.
V
Freedom is just another word for nothing left to loose. V 64, WAW
Hi lady V. Just adding my support Re the business , I think I asked before , is it cashflow or actual business that's the problem. I know it was cash flow but you had clients lining up not so long ago
I'm sure you could out business me any day of the week BUT with the stress you are under , could a trusted college be brought in o to advise
Again , I have no doubt you are an astute business person , just with the workload and stress from your personal sitch maybe a clearer head may help
Just my humble opinion and no offence intended Sis
On a different note , on reading of Glam Sis's arrival the other evening , I had a huge smile on my face so I can only imagine how delighted you were !!!
Take care. Rd. xx
RD
I have a waiting list of clients, it has about 30 clients waiting. Whilst I am servicing back office I can't move on to front office.
I bought offices in my scheme last year and in August 2015 they were flooded so that has cost, paying two lots of rent. We move in this weekend, must be out of my existing rented offices by 31 March 2016. Carpets go in this week and I buy furniture too.
It is just so much work, organising telephones, refurbishment and IT. To keep costs low I do 90% of it. So at the moment it's 80 hour weeks. I suppose I am lucky to be able to do it.
It was so great to have GAL with glam sis. I love my glam sis and she loves me. Now I have an Internet bruv too, that I think the world of.
V
Freedom is just another word for nothing left to loose. V 64, WAW
V, I am sorry to hear of the work struggles. You know that saying God only gives us what he thinks we can handle! He knows your strength! I know it too!
I too get frightened for my future! I know what you are feeling. I am trusting in God that he has a better plan for all of us. He has a plan for you also! Have faith!
I have not had a chance to get caught up on all of your situation with your H. From what I gather, there is no contact since the D was filed? I am ot sure how it works over there, but my XW ignored all documents from my attorney and from the court. Judge ruled her in default. Gave her time to respond and then we had the hearing. Divorce Done!
Keep your head up Lady V!
I have been NC since 2 May 2015, I filed D in Sep 2015. WH has never responded to the petition, he deals with my L although he won't tell her where he is, all we have is an email address. I want D and WH to vanish completely.
The fins are dire and WH is trying to claim half my assets. It is so hard, I live out of y freezer and stock cupboards, I leave the heating off, cut expenses to the bone just to survive. I spend every hour can working so I can bill clients. I have cut staff and all I can.
My shower is broken and I can't afford to repair it, I take no holidays, it's party to earn if I take time off I don't earn and I can't afford it.
I feel so swamped and tired. Mainly it's the PTSD, exhausting me. I try to snack sleep during the day when I can.
It isn't a great life at the moment and I hope that I can get ahead of the curve.
One of my contractors hasn't been paid in full for a while and I have no where to go for cash but customers.
V
Freedom is just another word for nothing left to loose. V 64, WAW
Hi lovely V - I haven't posted on your sitch for a little while, but I do read along. I'm sorry you're having such a tough time just now Sweetheart and I do hope things improve soon.
Are there any substantial decisions you could make WRT property that may help your financial situation? I seem to recall you having more than one property and might renting out or selling be an option for you?
Do take care of yourself in all of this as your health is the most important thing xx
T 13 M 7 Me 48 H 46 SS 15 BD 7.14 PA D final 5.16 (H filed)
We receive & we lose, and must try to achieve gratitude & embrace with whole hearts whatever of life that remains after the losses - Dubus
