Hi Tim, if you ask me it's nice of you to even let her know you're not going to cover her insurance. I don't know what it is in your neck of the woods, but it's about $1500 a year per car in CA for 60 year olds with perfect driving records. Well, the W has a few moving citations. (But I'm the bad driver)
I told you what the W did to me with the cell phones - that's the sort of behavior I would think would be right out.
Like everyone else says - give it a day or two so you're cooled down, but I certainly don't see how this would be a knee jerk. You have no reason to pay for anything at this point, so I would think fair notice is the decent thing to do.
It's not like you're [i]not telling her[, or that you removed the car from the policy months ago - which you could have done!
Me: 58 Her: 59 Kids: 0 Dog: 1 ILYBINILWY: 9/15 D Bomb: 1/11/16 (found out filed) Verified OM: 1/11/16 Moved out: 1/11/16 (thought it was temporary)