Yeah, MN here. It is cold. Not negative yet, but single digits. I forgot to get something in the grocery store, I thought about going back in but the 30 foot walk to the front door was more than I wanted to go through. The wind was biting. You know how it is. Just 20 seconds out side is like an experience.

If I didn't have three kids I would move the heck out of this state. It blows me away people live in climates like this.

Then again, we don't have insects, earthquakes, etc. As long as you play pool and stay inside it's all good.

Nice job on the car deal. Always feels good. Some of my favorite memories was when I was in the special finance department and my partner and I had like a 5 car day, and we'd be filling out the spreadsheet and tracking our commissions. I think our best Saturday was 3K each. Subprime really took a hit around 07-08 during the meltdown, Americredit and Cap1 started turning down credit below 600 and charging 2K acquisition fees on those they approved...the gap between subprime and near prime dried up, and it all came crashing down. Anyway, glad you're rocking and rolling. If your market is like ours if you can survive Jan/Feb you'll be rolling in March!


Me:38 XW:38
T:11 years M:8 years
Kids: S14, D11, D7
BD/Move out day: 6/17/14, D final Dec 15