We split monthly outgoings between us with her paying about 60% and me 40%. She earns about 30% more than me.
After my monthly commitments I have enough for spending on myself for gal , my hobbies, clothes etc but not much to save.
W earns more and when things were good between us would save for the big items 'holidays, any renovations on house, and latteRly a conservatory.
So it's her money in her savings account, but technically it's our money and if we D then all assets are split 50:50
The frugal thing at Christmas was because her current account was running low. Remember she went away for 4/5 weekends after BD including a spa weekend costing probably £250, the all day gym experience was £100. She also buys Xmas presents for friends as well as family, and has done some limited clothes shopping probably spending about £200. She expected there to be about £750 spare cash in joint account but I had spent £500 on a new oven and other household essential stuff. This was a surprise to her.
Me49 W45 T15 M13 S11 S8 BD 11/15/11 & 3/27/12 Moved out 4/9/12 Moved back 4/23/12 W working on US 5/20/12 Now Piecing! May-Oct14 drifting Dec 14 W agrees to more QT BD Oct15 ILYBINILWY W filed 1/25/16