I see you are a little like me. You push yourself very hard. It isn't a bad thing.
Can I offer a word on it.
This is a little like fighting a great war. Germany failed in both wars and France in Nepolionic times because the leaders, including Hitler and Neopleon tried to advance on too many fronts. England a sea nation was defending tightly on its shores with forays into enemy territories.
Pick your advances prioritise and concentrate.
If necessary a theme a day or a month.
Deal with the important first.
WH must pay his share of the Fins, keep an account on it. Send it monthly, ask in advance before you spend. Cut the borrowing.
Ask for the cash, be business like about it. Without emotion, look after you and the kids. The kids have to economise too. It's OK to say I can't afford it, they are old enough to learn.
If you read my threads you will see that I struggle on fins too. There are some good resources out there on fins, try prosperity place there are free podcasts and MP3 on fins.
We can ask some questions, as always V no thanks is OK?
Why do you think you over spend?
Why is debt OK?
Do you ever say no to your kids?
Is overspendingthe key factor in the R?
What lack within yourself is spending filling?
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You may want to look at Jellybean sitch because she addressed at long last a physical issue that distressed her. The internal work had to be resolved first, then she let go of her zig zag scar.
V
Freedom is just another word for nothing left to loose. V 64, WAW