No I am not protected from her clearing me out. She is joint owner on all things financial. We both work and this weekend I asked her about withdrawing the cash from our checking account. She replied she don’t have to tell me. Historically, making a purchase or withdrawing $150 or more was something we communicated. For the past 1.5 years she felt she doesn’t have to tell me anything (this comes from her feeling that I made her feel guilty for buying or doing things for herself; I see that now but NEVER did that intentionally). And yes, $2k is a lot of $$ IMHO.