Thanks Sandi for the input! You could be right & I will reconsider that.

Just seems like my situation doesn't fit the models at all.

Me:46 H:42
T:7 M:5
MD(H SD):24
MS(H SS):19
MS(H SS):13
Separated on & off most of '15
WAH last left 8/15
WAH changed locks & Bank account of joint business 8/15