Your thinking really is moving in the right directions, you are turning a very significant corner and will benefit greatly from it.
When you get DB the book you'll really start to motor on, even more, as it will give you some subtle changes to what you are doing now if and when they are required.
Looking forward to your update posts.
- Nobody has ever learnt anything important from happiness and success; problems make us grow - Consult your plan, not your feelings - If you haven't set goals, how can you expect to achieve anything?