Cali is giving you some solid advice. If you dont have a lawyer please get one. I understand that you dont want a legal separation as you think it will hurt your chances for reconciling.
My ex of 26 years tried burrying me financially. They change to someone you never knew they could be. She spent all of her money and time on the Equine world.
Fortunately she is very secretive about her money and we always had separate finances. Her wishes.
Dont ask her to do anything. If you planned already to do things you can say that something came up and you will not make it.
Stop asking to do anything.
M 53 D 20 Separated 6/22/11 moved out 10/24 Together 26 yrs Married 16 W Filed for D 7/21/11 Served 9/6/11 D final 8/28/12
“Failure is not fatal, but failure to change might be.”