My attorney is a childhood friend so he has been very understanding and helpful. He actually recomended the CH13 as a way to save the 100K+ worth of equity in the home. Of coarse my W loves the idea as it allows her to stay in the house for the next few years while we try and get caught up.
The divorce will then continue after the house is safe.
BD Oct 2014 S Dec 2014 D filed Feb 20, 2015 D on hold as money ran out for attorneys and the marital home's future is up in the air