Can someone weigh in on a legal issue?

Her car is worth $26,000 and it's fully paid off (we paid it off while we were married). My car is worth $16,000 and I still owe $9,000 on it. If we split it like she wants to (she keeps her car, I keep mine, and I pay my bill), effectively she's getting a $26,000 asset and I'm getting a $7,000 asset. No prenuptial agreement, shared finances throughout marriage. I do intend to hire a L, but I'm just trying to get as much perspective as I can.


Me 38, WAW 30
D11 (former marriage)
S2
T 8 years
M 3 years
BD 8/20/23
S 8/20/23